Personal Banking
Checking
At Parkvale Bank, there's a checking account for every lifestyle! Select the checking account that best fits your personal financial needs, then call or visit your nearest Parkvale office today! Why not take advantage of the many benefits associated with our individualized checking account plans? You'll get the great rates and friendly service that Parkvale Bank is known for when you open an account.
Free Checking
Checking Plus
50 Plus Checking (with ID Theft)
Investment Checking
Power Plus Checking
Check Imaging
Check Line Overdraft Protection
Free Checking
Why pay unnecessary charges for basic checking? Parkvale's Free Checking account features:
- NO Minimum Balance Requirement
- NO Monthly Service Fee
- NO Per-Check Charge
- FREE Initial Supply of Checks
- FREE Online Banking
- FREE Bill Payment Services
- UNLIMITED Withdrawals at Parkvale ATMs
Our Checking Plus account pays interest on balances of $50 and above, adding a great value to a basic checking account and also features:
- NO Minimum Balance Requirement
- NO Monthly Service Fee
- FREE Wallet-Style Checks
- FREE Online Banking
- FREE Bill Payment Services
- NO-ANNUAL-FEE Check Line - Overdraft Protection Line of Credit (approval required)
- UNLIMITED Withdrawals at Parkvale ATMs
50 Plus Checking (with ID Theft Services¹)
With age comes wisdom...and free interest-bearing checking. At Parkvale, it's a plus to be over 50! Your interest-bearing 50 Plus account features:
- FREE ID Theft Services¹ with an active Debit Card ²
- No Monthly Minimum Balance requirement
- No Monthly Service Fee
- FREE Online Banking
- FREE Bill Pay
- NO-ANNUAL-FEE Check Line - Overdraft Protection Line of Credit (approval required)
- NO-ANNUAL-FEE Debit Card
1. Identity Theft Fraud reimbursement and Identity Theft Resolution services are provided under a master policy of insurance issued by Travelers Insurance and Surety Company of America and its property casualty affiliates. Parkvale Bank reserves the right to discontinue offering this service at any time. 2. An active debit card is one that is used to make a purchase at least three times a month.
Investment Checking
Our Investment Checking account offers the convenience of checking with great rates of return and also features:
- Tiered Interest Rates (where your rate of return increases as your balance increases)
- No Monthly Service Fee with a minimum balance of $5,000.
- NO Per-Check Charge
- NO-ANNUAL-FEE Check Line - Overdraft Protection Line of Credit (approval required)
- NO-ANNUAL-FEE Debit Card
- FREE Initial Supply of Checks
- FREE Annual Financial Consultation
Power Plus Checking
The more accounts you have with us . . . the more it pays . . . with Power Plus Checking. Earn bonus rates on CDs and great discounts on loans. With Power Plus Checking, you gain preferred status, preferred rates, and pay no monthly fee ($20 value), if combined accounts equal $20,000 or more.
Power Plus Checking also features:
- NO-ANNUAL-FEE ATM/Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Six Foreign ATM Transactions per Statement Cycle
Check Imaging
No more sorting and storing of bulky, loose checks. We capture "images" of your checks and reproduce them in an easy-to-use format similar to the one shown here. Your statements are 3-hole punched to fit in any three-ring binder, saving you time and space. The advantages include:
Here are just some of the benefits Check Imaging has to offer:
- Easy to read statements
- Easier Balancing
- Storage Convenience
- Easy Reference
Here's how it works:
- Each month you will receive a computer-generated printout with images of the front side of all checks paid during the month. Imaged copies of the backside of checks are available when needed.
- Check images are printed 2-sided on 8.5" x 11" paper that has been pre-punched for insertion into a 3-ring binder.
- Check images are sorted in numerical order for easier account balancing.
- Checks will be imaged 20 per sheet, 10 on each side. The check number, date each check was paid and dollar amount are printed below each item.
Overdraft Protection
Parkvale's CHECK LINE provides personal overdraft protection by extending a line of credit to you when there are insufficient funds in your account. We transfer funds from an approved credit line to your Parkvale checking or money market account to pay a check greater than the available account balance. It acts as a reserve and provides the available cash you need to avoid account overdraft embarrassment and penalties.
Ask one of our Customer Service representatives for an application today!
