FREE BUSINESS CHECKING
This account was designed for businesses with a small number of monthly transactions.
- NO minimum balance
- NO monthly fee
- NO charge for deposits
- FREE Online Banking and Bill Payment
- FREE Direct Deposit for you and your employees
BUSINESS ACCOUNT ANALYSIS
This account is appropriate for a business with above average transaction activity. With Account Analysis, your account is provided with an earnings credit which is used to offset the price of services provided. Any excess service fees over and above the earnings credit will be charged to your account. These rates are subject to change.
| TYPE of FEE | ITEM COUNT | PRICE/ITEM |
| Monthly Service Fee | $7.00/month | |
| Deposits Processed | $.50/deposit | |
| Checks Deposited | $.05/check | |
| Checks Paid | $.10/check | |
| Coin/Currency Deposited | $.50/$1,000 | |
| Coin Supplied | $.05/roll | |
| Currency Supplied | $.50/$1,000 | |
| Night Bags Processed | $1.00/bag | |
| Wire Transfers | Incoming | $10.00 |
| Outgoing | $20.00 | |
| Earnings Credit | 1.50% | |
| FDIC Factor | .00005346 | |
| Reserve Requirement | 10.00% |
BUSINESS SWEEP ACCOUNT
This account is appropriate for a business that consistently maintains average collected balances in excess of $25,000.00, as well as above average transaction activity. Your account is provided with an earnings credit on the first $25,000.00 in collected balances, which is used to offset the price of services provided. Any excess service fees over and above the earnings credit will be charged to your account. In addition, collected balances in excess of $25,000 earn interest. These rates are subject to change.
| TYPE of FEE | ITEM COUNT | PRICE/ITEM |
| Monthly Service Fee | $20.00/month | |
| Deposits Processed | $.50/deposit | |
| Checks Deposited | $.05/check | |
| Checks Paid | $.10/check | |
| Coin/Currency Deposited | $.50/$1,000 | |
| Coin Supplied | $.05/roll | |
| Currency Supplied | $.50/$1,000 | |
| Night Bags Processed | $1.00/bag | |
| Wire Transfers | Incoming | $10.00 |
| Outgoing | $20.00 | |
| Earnings Credit | 1.50% | |
| FDIC Factor | .00005346 | |
| Reserve Requirement | 10.00% |
BUSINESS MONEY MARKET
This account is appropriate for a business who wants to earn money market interest rates on their funds, and retain convenient access to them.*
- Monthly service fee $20.00
- Minimum Average Balance Requirement $10,000.00
- NO charge for deposits
- FREE Online Banking and Bill Payment
- FREE Direct Deposit for you and your employees
* Federal regulations prohibit you from making more than six transfers and withdrawals per calendar month to other accounts or to third parties by perauthorized, automatic, telephone, electronic, or online transfer; no more than three of these six may be made by check, draft, debit card, or similar order to a third party.
